DB11 - Accounts

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You are required to deposit a minimum of $5 to become a member/owner. Your $5 deposit will be held as long as your account is open and represents your one share of ownership in this credit union. You will earn interest called "dividends" while you save.

Advantages
Always earns interest
Direct deposit convenience
You are a member/owner
Overdraft protection for checking
Easy to read monthly statements

Overdraft Protection
You have the option of letting your savings account protect you from overdrafts on your checking account. If you select this option, any overdraft amounts will be transferred from your savings to your checking. The cost is $3 per transfer from your savings.

Transaction availability
Using your ATM card, you can access your savings account worldwide at any ATMs bearing the MAC, CIRRUS or PLUS network logos. The maximum you can withdraw per business day is $500. You can also use our Touch Tone Teller to find out your balance and transfer funds - 24 hours a day.

We pay consistently competitive rates which change weekly based on the market. All you need is a $500 deposit to open a share certificate. You can select a term from 6 months to 60 months. A withdrawal before maturity will reduce earnings. Any applicable early withdrawal penalities will effect the amount of interest, which would otherwise be earned.

Courtesy Pay is Here!

We understand. It happens to all of us. You make an honest mistake in your checkbook. Unusual or unforeseen circumstances popped up at just the wrong time. That’s why Double Eleven Credit Union offers Courtesy Pay, an added member service that protects your checking account when an inadvertent overdraft occurs. We require no applications or additional signatures.

Saves you from the embarrassment of returned checks

Saves you from merchant returned check charges

Saves you collection agency feesand protects your credit rating

Coutesy Pay may provide certain accountholders in "good standing" with the ability to overdraw their draft account up to $500. The Courtesy Pay limit includes any overdraft fees assessed.

You will have up to 30 days to bring your account current. Ask a member service representative for information on Courtesy Pay. Fees may apply. Courtesy Pay® is a registered trademark of the BANCServices Group, Inc.

You need a minimum deposit of $25 to open a share draft account. You get unlimited check writing and no monthly fees. If you want to earn interest on your checking, you must sign-up for "Check Plus" and maintain a minimum balance of $1,000. Check Plus accounts that fall below the minimum $1,000 will have a $10 per month fee.

Overdraft coverage and/or personal loan
You can choose to transfer funds from your savings account to cover overdrafts for a fee of $3 per transfer. Qualified members can get a line of credit up to $15,000 to cover overdrafts without any transfer fees.

The Double Eleven CU Check Card lets you access your checking account without writing a check. The funds to pay for a purchase will come from your checking account. You can use the Check Card at merchants that accept VISA with no surcharges or fees by selecting the "credit" side of any P.O.S. machine or simply have the cashier swipe the Card. Unless you are at an ATM machine, you do not need to use your PIN #. It is easy & convenient to use and you don't have to carry a checkbook or write out a check. Your monthly credit union statement will provide details of every purchase: the amount, the merchant's name and the location.

If your VISA Check Card becomes lost or stolen, contact Double Eleven immediately (317-869-1111 or 800-359-3767). If the credit union is closed, please call 800-264-5578.

You can rent various sized safety deposit boxes for a low monthly fee.

We offer competitive fixed rates with monthly dividends and your deposits are insured up to $250,000 per account with NCUA.

Go Green with the safe, simple and convenient way to automatically put your money where you want it. With direct deposit you get availability to funds immediately - save gas and your time! Also receive discounts on select loan rates. Check out our "Locations/ATMs" for No Surcharge ATM access. Sign-up today!

We offer great terms, low rates and convenient payment plans on new and used cars or motorcycles. Check out our loans page and loan calculator for more information. Double Eleven members can submit a loan application through our Internet Branches Service. Sign-up for this service today!

Click Here to learn more and/or to apply for Elan Visa Consumer or an Elan Visa Business Credit Card.

My Account Access link

We offer a variety of personal loans. Your personal loan may also be used as overdraft protection for your share draft account. No cost for this service until the loan is drawn upon. See our loans page for more information.

We offer variable and fixed rate home equity loans. See our loans page for more information.

APPLY TODAY for your home mortgage loan.

1st Mortgage Fixed/Variable Call 317-587-1111 and ask for Kelly.

This credit union is federally insured to $100,000 by the National Credit Union Administration.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. Click here to learn more.

Click on "Rates" button for current rates