DB11 - Rates

Effective January 30, 2008 - (rates & terms may change at anytime)

SAVINGS

APY*

- balances between $5 and above

.40%

CHECKPLUS

.40%

CheckPlus requires a $1000 Minimum Balance to earn dividends.

I.R.A. SHARES

1.50%

CHRISTMAS CLUB ACCOUNTS

.40%

SHAREPLUS ACCOUNTS

MoneyWorks requires a $2500 Minimum Balance to earn dividends.

- balances between $2,500 and more

.75%

Dividends on share and money market accounts are established monthly at a rate determined by the Double Eleven Board of Directors. Dividends are computed on the daily balance and paid monthly for those days in which the minimum balance is on deposit. Fees may reduce earnings. Dividend rate may change afte account is opened.

Traditional and Roth are federal insured by NCUA up to $250,000 per
individual.

Effective May 07, 2008 - (rates & terms may change at anytime)

REGULAR & IRA SHARE CERTIFICATES

Certificates require a $500 Minimum Balance to earn dividends.

Regular
APY

IRA
APY

6 MONTH CERTIFICATE

2.45%

12 MONTH CERTIFICATE

2.50%

18 MONTH CERTIFICATE

2.55%

24 MONTH CERTIFICATE

2.80%

30 MONTH CERTIFICATE

2.90%

36 MONTH CERTIFICATE

3.00%

48 MONTH CERTIFICATE

3.40%

60 MONTH CERTIFICATE

3.60%

SPECIAL: 60 MONTH CERTIFICATE-limited time!

6.00%

*Annual Percentage Yield

There is a penalty for failure to comply with Certificate and IRA requirements. Certificate and IRA rates are subject to change weekly on Wednesdays. You will be paid this rate until first maturity.

LOANS	APR*	MAX. TERM
New/Used Vehicle/Motorcycles - 2007& Newer	6.25%	up to 60 mos.
	7.00%	up to 72 mos.
New/Used Vehicle/Motorcycles - 2004 - 2006	7.50%	up to 60 mos.
New/Used Vehicle/Motorcycles - 2002 - 2003	8.00%	up to 48 mos.
	8.25%	up to 60 mos.
New/Used Vehicle/Motorcycles - 2000 - 2001	9.00%	up to 48 mos.
Boats - 2007& Newer	8.00%	up to 60 mos.
	8.50%	up to 120 mos.
Boats - 2003 - 2006	8.00%	up to 72 mos.
RVs/Travel Trailers - 2007& Newer	6.75%	up to 60 mos.
	7.00%	up to 84 mos.
	7.50%	up to 120 mos.
RVs/Travel Trailers - 2000 - 2006	7.50%	up to 84 mos.
( $50,000 or more financed)	8.00%	up to 120 mos.
New Off-Road / Jet Skis - 2007 & Newer	8.25%	up to 36 mos.
Used Off-Road / Jet Skis - 2003 - 2006	9.25%	up to 36 mos.
Personal Loans	9.15%	up to 60 mos.
Line of Credit	11.15%	Open End 2-yr review

*VISA*
Click Here to learn more and/or to apply for Elan Visa Consumer or an Elan Visa Business Credit Card. My Account Access link

Home Equity Loans / No Fees, No Closing Costs!
Home Equity Line of Credit - variable rate up to 85% appraisal value/10 year draw period	Prime - 1%
Home Equity Line of Credit - variable rate up to 100% appraisal value(we hold 1st Mortgage)/10 year draw period	Prime - .50%
Home Equity - Fixed rate / up to 85% appraisal value	7.00% - 60 mos
	8.00% - 120 mos
Home Equity Line of Credit - Fixed rate up to 100% appraisal value(we hold 1st Mortgage)	9.00% - 120 mos
APPLY TODAY for your home mortgage loan. 1st Mortgage Fixed/Variable Call 317-587-1111 and ask for Kelly.
*APR= Annaul Percentage Rate. Rates quoted include relationship discounts. Rates and terms may vary by the individual creditworthiness of each applicant. Auto loans may include tax, warranties, Gap insurance and dealer add-ons depending on credit worthiness of applicant. Relationship discounts are not available in credit cards or real estate loans. Rates and terms may change at any time.

We are an Equal Housing Lender.

Other types of loans, rates and terms are available -- see the Credit Union for additional information call us at 317-869-1111 or 800-359-3767.